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If the insured retires or the family is no longer a dependent, please return the insurance card through the office as soon as possible. You cannot use your health insurance card after the day you no longer qualify.
If you use your health insurance card after losing your qualification, you will be required to return the medical expenses borne by the health insurance association as "unjust enrichment".
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Civil Code Article 703 (Obligation to Return Unjust Enrichment)
A person that has benefited (hereinafter in this Chapter referred to as "beneficiary") from the property or labor of another person without legal cause and has thereby caused a loss to another person bears the duty to return that benefit, to the extent the benefit exists.
Health Insurance Act Article 58 (Collection of Fraudulent Gains)
When a person receives an insurance benefit by means of deception or other wrongful conduct, the insurer may collect all or part of the amount of the benefit from the person.
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*The receipt issued after the refund will be required when requesting the refund to the insurer who was enrolled at the time of consultation. Please keep it in a safe place as it cannot be reissued.
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