List of insurance benefits
Introduced below are the insurance benefits provided by the Society.
- If you become sick or are injured
- If you take time off from work due to sickness
- Childbirth
- Death
- After you leave your employer
If you become sick or are injured
| When benefits are paid | Insurance benefits ** Benefits in parentheses are paid to dependents. |
|---|---|
| If you received medical care covered by health insurance for treatment of a nonoccupational sickness or injury | Medical Care Benefits (Dependents' Medical Care Expenses) 70-80% of medical care costs are provided as benefits-in-kind. See here for details. |
| For meal and other expenses during hospitalization | Inpatient Meal Expenses, Impatient Living Expenses (Dependents' Medical Care Expenses)
|
| If you paid the entire medical care costs up front | Medical Care Expenses (Secondary Dependent Medical Costs) |
| If you used medical transportation services | Transportation Expenses (Dependents' Transportation Expenses) |
| If you received nursing care on a visitation basis | Home-Visit Nursing Care Expenses (Dependents' Home-Visit Nursing Care Expenses) |
| If you incurred high medical care costs | High-Cost Medical Care Benefits (Dependents' High-Cost Medical Care Benefits) |
| If your combined copayments for health insurance and long-term care insurance are high | High Aggregate Cost for Long-term Care Service (High Aggregate Cost for Long-term Care Service) |
| If you received non-insured associated medical care | Non-insured Associated Medical Care Expenses (Dependents' Medical Care Expenses) |
If you take time off from work due to sickness
| When benefits are paid | Insurance benefits |
|---|---|
| If you take at least four unpaid days off from work due to nonoccupational sickness or injury | Injury and Sickness Allowance |
Childbirth
| When benefits are paid | Insurance benefits |
|---|---|
| Childbirth after at least four months (85 days) of pregnancy | Childbirth and Childcare Lump-Sum Grant (Dependents' Childbirth and Childcare Lump-Sum Grant) |
| If you take unpaid time off from work for childbirth | Maternity Allowance |
Death
| When benefits are paid | Insurance benefits |
|---|---|
| Death due to nonoccupational reasons | Funeral Expenses/Funeral Costs(Dependents' Funeral Expenses) |
After you leave your employer
| When benefits are paid | Insurance benefits |
|---|---|
| If you were receiving, or satisfied the requirements to receive, Injury and Sickness Allowance at the time you left your employer | Injury and Sickness Allowance |
| If you were receiving, or satisfied the requirements to receive, Maternity Allowance at the time you left your employer | Maternity Allowance |
| If childbirth occurred within six months after leaving the employer | Childbirth and Childcare Lump-Sum Grant |
| In the event of death within three months after leaving the employer | Funeral Expenses/Funeral Costs |